- 24-hour access to all your First National Bank & Trust banking and borrowing accounts from anywhere in the world
- View your transaction history, pending transactions, and account information
- Use your First National Bank & Trust checking or money market account to make loan payments and request loan advances online
- Make payments online to almost any individual or company
- Set up bills to be received electronically
- Pay recurring bills like your mortgage or car payment that don't vary in amount, or schedule one-time payments up to a year in advance
- Set up bill reminders to be received via email and/or online
- View pending and recent payments and up to 6 months of payment history
- Transfer your money to and from your eligible First National Bank & Trust accounts, such as checking, savings, and money market accounts
- Schedule a transfer to occur immediately, for the future, or on a recurring basis
- View scheduled transfers and your transfer history
- Receive alerts delivered via email
- Obtain daily available balance alerts
- Receive notification when your current balance falls below $0, or a certain dollar amount.
- Set an alert to notify you of your available balance rising or falling to a certain threshold
- Update your contact and security information safely and effortlessly
- View up to 18 months of your deposit account statements
- Search and view check images
- Reorder checks
- Send and receive secure messages to and from First National Bank & Trust enroll today

Manage your First National Bank & Trust accounts
Pay bills online quickly and conveniently
Transfer funds between your First National Bank & Trust accounts
Monitor your account activity with free Online Banking Alerts
Utilize our do-it-yourself features
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Go Paperless! With our FREE e-FIRST Statements you will be able to save a lot of paper by receiving your account statements electronically. e-FIRST Statements are absolutely free. By choosing to get your statements electronically you will benefit from the following features:

- Saves you many trips each year to your bank to deposit a paper check.
- Your money is automatically deposited into your account on time, every time - and you don't have to be at work - or even in town!
- For the business customer, Direct Deposit eliminates manual check processing, which can reduce administration costs. Also, Direct Deposit can simplify the account reconciliation process, with a single dollar amount for the total amount of the Direct Deposit transactions, versus individual check amounts to reconcile.
- Direct Deposit is confidential. Money is transferred electronically and passes through fewer hands than a check.
- Direct Deposit gives you access to your money at the opening of business on payday, and there is no waiting for checks to clear.
- Problems with Direct Deposit are very rare. The chance of having a problem with a check is significantly greater than with Direct Deposit.
When you have your paycheck or other payment source sent directly to your checking or savings account rather than issuing you a paper check, you're participating in Direct Deposit. These deposits arrive and are made available to you more quickly than paper checks, and can be automatically divided among different accounts based on your direction. You don't even have to go to your bank.

Tired of carrying cash or writing checks all the time? Try a debit card. You can use it to shop at bookstores, supermarkets, restaurants, gas stations, online - anywhere Visa debit cards are accepted - and to get cash from ATMs around the world.
With a debit card, the purchase amount is automatically deducted from your checking account. There's no credit involved and no interest charged. And transactions appear on your checking statement, so you can easily track your spending.



